Insurance for Highland Games

I went with what I was comfortable with given the size of our field, number of contestants, and our crowd size expected.

Remember if someone gets smucked whether it be an athlete, volunteer, or someone in the crowd they will sue the game, the land owner, and you just to name a few.  Thankfully we preach safety, safety, safety and have not had this be an issue.

Watch your event line up and know the capabilities of your throwers.  Scope out their throws on NASGA (great resource) and not just their word.  I have reconfigured my throwing grounds from year to year depending on whether jackwagons like Mike Dickens or Nate Parker or John Pilling or even one of the Crawford brothers are going to compete.

A million dollars is always a good start.

I agree with both of the replies.  I have been hosting small backyard games for the past five years, and haul my gear to a couple of festivals throughout the summer.  I always have the liability waiver for the athletes and discuss what you posted about safety.  Thankfully, I've never had an safety issue.  We decided to go a little bigger this year and have food vendors, beer, piping demo, kids highland game practice, etc.  I got 2 million insurance through Event Helper website.  City law required 1.5 million liability.  Cost right under $300 for a one day event.